题目内容
（请给出正确答案）
A．documentary credit
B．bank's letter of guarantee
C．banker's draft
D．open account
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薪水信息和职业统计。
(i)估计一个将每场得分(points)与加入联盟年数(exper)、年龄(age)、大学期间打球年数(coll)相联系的模型。包含一个exper的二次项，其他变量都应该以水平值形式加入模型。按照通常的格式报告结果。
(ii)保持大学打球年数和年龄不变，从加入联盟的第几个年份开始，在NBA打球的经历实际上将降低每场得分？这讲得通吗？
(iii)你为什么认为coll具有负系数，而且统计显著？(提示：NBA运动员在读完大学之前被选拔出，甚至直接从高中选出。)
(iv)有必要在方程中增加age的二次项吗？一旦控制了exper和coll之后，这对年龄效应意味着什么？
(v)现在将log(wage)对points，exper，exper2，age和coll回归。以通常的格式报告结论。
(vi)在第(v)部分的回归中检验age和coll是否联合显著。一旦控制了生产力和资历，这对考察年龄和受教育程度是否对工资具有单独影响这个问题有何含义？
Documentary credit means payment against goods instead of against documents.()
A．正确
B．错误
When a Letter of Credit has been confirmed, the agent bank in the seller's country usually asks for the shipping documents, and often corite to the seller to say that they are willing to【21】a draft on them for the【22】. This draft (another name for Bill of Exchange) is often【23】to the shipping documents and is called a Documentary Bill of Exchange. Banks often state that the seller can【24】on them for the amount of the Credit.
A buyer or his bank may ask the seller if he is willing to allow them a period of 30, 60, or 90 days to pay. They may write. "can you present your drafts for 60 d/s？" this is a form. of【25】and allows the buyer time to pay. The agent bank will normally accept a draft【26】documents, because they need them to make sure that the title to【27】has been transferred.
Some times the bank demands a letter of【28】so that they have the right to sell the goods if the Bill of Exchange is【29】, that is, if the buyer or his bank do not pay. This does not apply to irrevocable documentary credit.
However, the bank can【30】the Bill of Exchange by deducting the interest for the period the draft has to go before maturity.
(11)
COMMERCIAL BANK OF TORONTO
Date: Sept.5, 1998
To: BEIJING IMP.EXP CORP.
Beijing, China
Advised through Bank of China, Beijing
No, BOC 98/09/05
DOCUMENTARY LETTER OF CREDIT
IRREVOCABLE
Dear Sirs,
You are authorized to draw on VANCOUVER TRADING CO. LTD., Vancouver for a sum not exceeding CAN $ 24,000(SAY CANADIAN DOLLARS TWENTY THOUSAND ONLY) available by draft drawn on them at 60 day’s sight accompanied by the following documents:
-- Full set of Clean on Board Bills of Lading made out to order and blank endorsed, marked "freight prepaid" dated not later than October 31,1998 and notify accountee.
-- Signed Commercial Invoice in quintuplicate.
-- Canadian Customs Invoice in quintuplicate.
-- Insurance Policies (or Certificates) in duplicate covering Marine and War Risks.
Evidencing shipment from China port to Toronto, Canada of the following goods:
1,000 dozen of Art. No. G3030 COTTON BATH TOWELS at CAN $ 24 per dozen CFRC2 Vancouver, details as per your S/C No.98 - 110.
Partial shipments are allowed.
Transhipment is prohibited.
This credit expires on November 15, 1998 for negotiation in China.
